Archive for the ‘Personal’ Category
MSIG TravelEasy Campaign!
Written by Kelvin on May 5, 2009 – 4:35 pm -
To activate your travel plan with MSIG, or another Company now, call +65 6100 4888 or email msig.ins@gmail.com
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Insurer drops client who queried other driver’s claim
Written by Kelvin on September 24, 2008 – 9:24 am -| Sep 24, 2008 |
| Insurer drops client who queried other driver’s claim |
| NTUC Income says it had done its best, but client was still unhappy |
| By Christopher Tan |
| AFTER businessman Amirul Bahar was involved in a fender bender in a carpark last November, he replaced the bumper of his Toyota Wish seven-seater for $650.
The 52-year-old got a shock when the other driver, whose Nissan Sunny sedan sustained a minor dent on the front right fender, filed claims amounting to $18,000, the bulk of it for personal injury.
This kicked off, for Mr Amirul, nearly nine months of trying to convince his insurer NTUC Income that the other party was making exaggerated claims. Then last week, he got another shock: NTUC Income wrote to say it no longer wanted his business. In a letter to Mr Amirul’s wife, in whose name the car is registered, Income noted that the car’s insurance would expire next month, and that it was not ‘inviting’ her to renew the coverage with the company. Mr Amirul said: ‘We’re disappointed. We were trying to make some sense of how a minor accident could result in such high claims. ‘We wanted to protect our no-claim bonus, but at the same time, we were trying to help Income save some money.’ With the help of a private investigator they hired, the Amiruls said they found inconsistencies in the claims made by the other driver, who is an AIG insurance agent. These include: But Income, one of Singapore’s largest motor insurers, said it did not have ‘conclusive’ evidence to dismiss the claims. In the course of his correspondence with Income, Mr Amirul had objected to the insurer’s choice of a surveyor to re-inspect the other party’s car, on the grounds that it was the one that did the first inspection. Mr Amirul said: ‘We were willing to pay for an independent surveyor, but Income did not agree.’ Income said it engaged LKK as surveyor because it was ‘a reputable company… used by many big insurance companies’. The other party involved in the accident, who declined an interview, has since filed suits to get compensation. Asked why it has decided to drop Mrs Amirul as a customer, Income said it had done its best, including ‘investing senior management time, monetary resources and engaging professional services’. It paid $4,000 for the services of the private investigator the Amiruls hired. ‘Despite our best efforts, Mr Amirul has made clear his dissatisfaction with our services, and we are not confident of being able to meet his expectations moving forward…As with any business making a commercial decision, we feel that it would not be in the best interests of both parties to continue this relationship.’ It is not the first time that the insurer has dropped a customer. It has in the past refused renewals from people who ‘act unreasonably’ when settling a claim, or those it suspects of having colluded with workshops to inflate claims or to stage accidents. It has also refused to do business with people who have harassed its service staff. The Amiruls are at their wits’ end. ‘We’ve spent so much time and effort on this. Look at the size of this file,’ Mr Amirul said, pointing to a phone book-size folder documenting the case. ‘We will look for another company to insure with. Worst comes to the worst, we will stop driving temporarily.’ He admitted that the Primary Dispute Resolution Centre, a mediation centre at the Subordinate Courts, had found him 90 per cent liable for the accident, which happened when he was reversing to make a turn out of the carpark. His car collided with the approaching Sunny. He said he disagreed with the centre’s finding, but it was not why he pursued the matter. His fight has been about the $18,000 bill for a minor scrap. ‘How could such slight damage result in such high claims, and how could it result in injury? Something must be very wrong,’ he said. HOW COULD IT BE $18,000? ‘We were trying to make some sense of how a minor accident could result in such high claims.’ |
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Drive to fast-track motor accident claims
Written by Kelvin on May 17, 2008 – 3:12 pm -Business Times - 10 May 2008
By MICHELLE QUAH
SINGAPORE’S Subordinate Courts are looking into fast-tracking the handling of motor accident claims, by concurrently managing civil personal injury claims arising from traffic accidents where there are related criminal proceedings.
The Sub Courts found, from a 2007 study, that almost one-fifth of personal injury motor accident civil claims filed with the Sub Courts have a prior related criminal proceeding. Such duplicity results in extra time, effort and cost for all parties involved.
It will thus spearhead a dialogue session with key stakeholders - such as the Attorney-General’s Chambers, the Traffic Police, the Law Society and the Motor Insurers Bureau - to determine how to streamline current practices. There will also be a joint working group to establish the conventional quantum of damages for more common types of personal injuries.
These are but some of the several changes the Sub Courts will be embarking on this year, as it aims to enhance the public value of justice. It also intends to make changes to the family justice and juvenile justice divisions, and have a greater emphasis on continuing judicial training.
These were announced yesterday by Chief Justice Chan Sek Keong, in his keynote address at the Subordinate Courts Workplan 2008/2009 Seminar. He had noted that the public’s perception of Singapore’s judicial system has improved - according to an independent survey commissioned by the Sub Courts.
The survey, conducted in 2007, showed that 97 per cent of survey respondents have trust and confidence in the fair administration of justice here, up from the 95 per cent who thought so in the survey conducted the year before.
But CJ Chan believes the Sub Courts can set the bar higher and build on the improved results from the public perception survey. ‘There is more we can do and must do to ensure and sustain fair and just outcomes for every case that comes before us,’ he said.
The Sub Courts will introduce the CHILD (CHildren, best Interests, Less-aDversarial) programme this quarter. The programme will focus on the best interests of the child and parental duties and responsibilities, rather than the rights and interests of the parents. Some of the key features include having a dedicated judge, deputy registrar and family counsellor assigned to the case, and having the same team deal with parties from beginning to end.
A specialised Children Care Court will also be established to hear certain cases of criminal offences committed by youthful offenders.
The Sub Courts will also intensify its current training programme for judicial officers - and has already been sending a number for overseas attachments with leading courts in developed countries, since the beginning of this year.
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Renewal Lucky Draw for AIG Motor Insurance Policyholders!
Written by Kelvin on April 7, 2008 – 12:14 pm -For the campaign period between 1 April 2008 and 30 September 2008, all AIG Motor Policyholders who renew their Motor Insurance will be given a Lucky Draw Chance!
If your vehicle is insured with AIG but was arranged by the Car Dealer and not serviced by an Agent, convert your Policy to AutoPlus to enjoy a Whole Host of other Benefits!
For more information, send an email to kelvinkhoo@aig.com.sg or call +65 6100 4888 now!
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