Chinese New Year Menu

February 11th, 2010

If you are too lazy to cook, or simply no time to do so because of the visitations and all AND do not wish to pay ‘inflated’ prices because of the festive season, refer to this menu! :)

I had personally eaten at this stall and the food is really good, reasonably priced and they even cater to us, Chinese, at their usual fare prices without increasing!

I’ve ordered mine for the 1st Day - have you? :)

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Corporate Gifts!

November 10th, 2009

I will not be purchasing any Corporate Gifts from AIA this year - due to a change in Corporate Logo, the gifts are only ready to be delivered to me between 1st to 18th December and that gives me very little, if not hardly any time, to distribute all of them.

I seek your understanding and will certainly be resuming the purchase for 2010 to be distributed to you!

Thank you!

Hospitalisation!

August 5th, 2009

When one needs to be warded for treatment, the challenge starts right from the admission counter itself - having to decide on which Ward and how many Bedder, unsure if the insurance cover is adequate, who to claim from: personal or employer, etc…

Often, the in-patient stay can be easily taken care if there’s a Shield Plan and some form of Basic H&S Cover for a typical hospital confinement that doesn’t include surgery.

However, is there an incident where some of the items you incurred are non-claimable? How about incidents relating to the confinement thats NOT a direct link to the confinement; transport charges, supplements, additional expenses incurred at home due to the hospital confinement, just to name a few?

A Hospital Income Plan can actually provide extra cash just to meet such unexpected expenese related to a confinement yet, not directly.

MSIG has  just launched a pure Hospital Income Program that will pay a daily benefit for every hospitaliation confinement. This pays on top of your existing plans as its a Benefit, and not reimbursement. For a typical policyholder of mine who has a HealthShield Gold and New Pink of Health Plan. In the event of a hospitalisation, HealthShield Gold and New Pink of Health’s Hospital Expenses will reimburse you for the amount you incurred during your stay. New Pink of Health will also provide a Daily Hospital Income. This plan, when enrolled, will pay an additional income. Most importantly, there’s incentives for each year of no claims made - a discount on renewal premium!

In short, with rising medical costs in Singapore and only higher bills to be anticipated, one cost effective way to provide for such a contingency is the use of Hospital Cash Plan.

A copy of the brochure and policy wordings are attached and until 31 August 2009, there is a 15% discount on individual plans and 25% discount if your spouse or child enrols simultaneously. With every enrolment, a chic gym bag, worth $25, is also given and for premiums exceeding $500, you may opt to pay via your DBS or POSB Credit Cards over 12 months instalment at 0% interest!

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So, go through your portfolio and if this plan can complement your existing for medical coverage, call me at 61004888 for an appointment!

5 Years Cash Deposit with AIA earning up to 14.6% Guaranteed Total Returns!

July 24th, 2009

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Limited tranche size for this product! Call now to place your deposit, +65 6100 4888!

 

Testimony - Critical Illness Protection

July 2nd, 2009

Ms Christina Lau was kind enough to step forward and share the importance albeit being typically candid, of having sufficient, appropriate coverage and in this aspect, Critical Illness!

Ms Christina Lau

MSIG TravelEasy Campaign!

May 5th, 2009

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 To activate your travel plan with MSIG, or another Company now, call +65 6100 4888 or email msig.ins@gmail.com

 

New Product Launch!

March 31st, 2009

AIA launches Gen3 and StarShield!

For more information, view the microsite at www.aia.com.sg/gen3 and www.aia.com.sg/starshield for more details and lucky draw details!

For details on the 2 products and how it may suit your current portfolio, arrange for an appointment with me for a Needs Analysis - send an email to enquiry@aia.com.sg or call +65 6100 4888!

Road Tax Revision

March 23rd, 2009

Are you aware your Road Tax is now lower by 15%?

Here’s the catch: MORE ERP Gantries, Higher ERP Charges AND… LONGER ERP operating hours(up to 10pm on CTE!)!

I dread to think the day to come when ERP will go online for 24 hours!

In the name of ‘easing traffic congestion’ and making cost of owning cars ‘lower’, I am personally looking forward to having the removal of the COEs system - afterall, who else in the world implement such a system? Already with such a strict restriction on car ownership - 10 years lifespan, frequent inspection… how does COE really regulate car ownership?

Then again, such issues are too ‘big’ for me to fathom ;)

Revision Of Road Tax For Vehicles And Special Tax For Euro-IV Diesel Cars
1     As announced on 30 Jan 2008 and 15 Feb 2008, the road tax and special tax for vehicles will be revised with effect from 1 July 2008 as follows :

    a. The road tax for cars, motorcycles, taxis and commercial vehicles will be reduced by 15%. In addition, the road tax structure for electric and hybrid cars will also be revised; and

    b. The annual special tax for Euro-IV diesel cars will be revised from the current computation of four times of the road tax to $1.25 per cubic centimetres (cc) of engine capacity, subject to a minimum annual payment of $1,250.

2     The reduction in road tax is in line with the Government’s on-going approach of gradually shifting from vehicle ownership costs towards usage measures to manage congestion on roads. The revision to special tax structure for Euro-IV diesel cars is made in recognition of the improved emissions of Euro-IV diesel cars with respect to both particulate matters1 and carbon dioxide, and the fuel efficiency of diesel engines. It also seeks to narrow the difference in the cost of fuel consumption between a Euro-IV diesel car and a petrol car.

3     From 9 June 2008, the LTA will indicate the revised road tax/special tax rates (payment for special tax is made together with the road tax) on the road tax renewal notices or GIRO payment schedules issued. LTA’s e-Services@ONE.MOTORING portal (www.onemotoring.com.sg) which operates from between 6am and midnight daily will also henceforth reflect the new rates.

4     Vehicle owners have received notices or GIRO payment schedules from LTA prior to 9 June 2008 but renew their road tax/special tax on or after 9 June 2008 will pay based on the revised rates for the licensing period from 1 July 2008. Those who have received their road tax renewal notices or GIRO payment schedules with the higher road tax/special tax rates indicated may refer to the aforesaid portal to find out the new rates. They need not request for a new renewal notice or GIRO payment schedule.

Excess Road Tax/Special Tax Paid

5     There would be a number of vehicle owners who would have paid their vehicle road tax and special tax (if applicable) before 9 June 2008 based on the current tax rates for the period commencing 1 July 2008. In such cases, the excess amount paid would be indicated on the vehicle owner’s next road tax renewal notice, and would be automatically offset from the next road tax/special tax payable.

6     If the vehicle is transferred before its next road tax renewal, any excess road tax/special tax paid will be used to offset the total transfer fees payable. Any remaining road tax/special tax, including any excess road tax/special tax paid, will be transferred along with the vehicle to the new registered owner.

7     If the vehicle is de-registered, any remaining unused portion of the road tax/special tax and excess road tax/special tax paid will be automatically refunded to the last registered owner of the vehicle.

AIA Prosperity Rewards

February 18th, 2009

From 26 January - 6 March 2009, your family and friends just need to sign up for selected AIA Regular Premium Plans and they will receive free gifts based on their premiums!

For more information, call +65 6100 4888 or send an email to enquiry@aia.com.sg

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GP Medical Outpatient Coverage now available on Individual Basis!

November 4th, 2008

You may now get your very own Card where you could see a Comprehensive Panel of Doctors for medical coverage, which currently is only available through your Employer, if your Employer has signed up for such a scheme, or if you have applied for such a cover from your own Company.

For a very limited time, you may now have your own Card where all expenses incurred during your trip to the GP is fully reimbursed, all for an Annual Premium of less than $260, when subscribed to any Basic Plan.

For more information, send an email to enquiry@aia.com.sg or call 6100 4888 now!